{"id":2390,"date":"2026-04-05T15:38:33","date_gmt":"2026-04-05T09:38:33","guid":{"rendered":"https:\/\/legalaidbd.com\/?p=2390"},"modified":"2026-04-05T15:39:48","modified_gmt":"2026-04-05T09:39:48","slug":"%e0%a6%95%e0%a7%8b%e0%a6%a5%e0%a6%be%e0%a6%af%e0%a6%bc-%e0%a6%95%e0%a7%80%e0%a6%ad%e0%a6%be%e0%a6%ac%e0%a7%87-%e0%a6%ac%e0%a6%bf%e0%a6%a8%e0%a6%bf%e0%a6%af%e0%a6%bc%e0%a7%8b%e0%a6%97-%e0%a6%95-2","status":"publish","type":"post","link":"https:\/\/legalaidbd.com\/?p=2390","title":{"rendered":"\u0995\u09cb\u09a5\u09be\u09af\u09bc \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09ac\u09c7\u09a8 \u0995\u09b0 \u0995\u09ae\u09be\u09a4\u09c7 \u09b6\u09c7\u09b7 \u09a4\u09bf\u09a8 \u09ae\u09be\u09b8\u09c7"},"content":{"rendered":"\n<p>\u09ac\u09be\u0982\u09b2\u09be\u09a6\u09c7\u09b6\u09c7 \u0995\u09b0 \u09b8\u09be\u09b6\u09cd\u09b0\u09af\u09bc\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u09c7\u09b0 \u09b8\u09a0\u09bf\u0995 \u09b8\u09ae\u09af\u09bc \u09b9\u09b2\u09cb \u0985\u09b0\u09cd\u09a5\u09ac\u099b\u09b0\u09c7\u09b0 \u09b6\u09c7\u09b7 \u09a4\u09bf\u09a8 \u09ae\u09be\u09b8 (\u098f\u09aa\u09cd\u09b0\u09bf\u09b2, \u09ae\u09c7, \u099c\u09c1\u09a8)\u0964 \u09e8\u09e6\u09e8\u09eb-\u09e8\u09ec \u0995\u09b0\u09ac\u09b0\u09cd\u09b7\u09c7\u09b0 \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8 \u09a8\u09bf\u09af\u09bc\u09ae \u0985\u09a8\u09c1\u09af\u09be\u09af\u09bc\u09c0, \u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09ae\u09cb\u099f \u0986\u09af\u09bc\u09c7\u09b0 \u098f\u0995\u099f\u09bf \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0985\u0982\u09b6 \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0995\u09bf\u099b\u09c1 \u0996\u09be\u09a4\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09c7 <strong>\u09e7\u09eb<\/strong><strong>% <\/strong><strong>\u09b9\u09be\u09b0\u09c7 <\/strong><strong>\u0995\u09b0 <\/strong><strong>\u09b0\u09c7\u09af\u09bc\u09be\u09a4<\/strong><strong>(Tax Rebate)<\/strong> \u09aa\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/p>\n\n\n\n<p>\u0995\u09b0 \u0995\u09ae\u09be\u09a4\u09c7 \u0995\u09cb\u09a5\u09be\u09af\u09bc \u098f\u09ac\u0982 \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09ac\u09c7\u09a8, \u09a4\u09be\u09b0 \u098f\u0995\u099f\u09bf \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4 \u0997\u09be\u0987\u09a1 \u09a8\u09bf\u099a\u09c7 \u09a6\u09c7\u0993\u09af\u09bc\u09be \u09b9\u09b2\u09cb:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u09e7. \u0995\u09cb\u09a5\u09be\u09af\u09bc \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09ac\u09c7\u09a8? (\u0985\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u0996\u09be\u09a4\u09b8\u09ae\u09c2\u09b9):<\/h2>\n\n\n\n<p>\u09ac\u09be\u0982\u09b2\u09be\u09a6\u09c7\u09b6\u09c7 \u0986\u09af\u09bc\u0995\u09b0 \u0986\u0987\u09a8 \u0985\u09a8\u09c1\u09af\u09be\u09af\u09bc\u09c0 \u09b8\u09ac \u09a7\u09b0\u09a8\u09c7\u09b0 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u09c7 \u0995\u09b0 \u099b\u09be\u09a1\u09bc \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc \u09a8\u09be\u0964 \u09aa\u09cd\u09b0\u09a7\u09be\u09a8 \u09eb\u099f\u09bf \u0985\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u0996\u09be\u09a4 \u09b9\u09b2\u09cb:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u09b8\u099e\u09cd\u099a\u09af\u09bc\u09aa\u09a4\u09cd\u09b0<\/strong><strong> (Savings Certificate):<\/strong> \u098f\u099f\u09bf \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u099c\u09a8\u09aa\u09cd\u09b0\u09bf\u09af\u09bc \u098f\u09ac\u0982 \u09a8\u09bf\u09b0\u09be\u09aa\u09a6 \u09ae\u09be\u09a7\u09cd\u09af\u09ae\u0964 \u09aa\u09b0\u09bf\u09ac\u09be\u09b0 \u09b8\u099e\u09cd\u099a\u09af\u09bc\u09aa\u09a4\u09cd\u09b0, \u09aa\u09c7\u09a8\u09b6\u09a8\u09be\u09b0 \u09b8\u099e\u09cd\u099a\u09af\u09bc\u09aa\u09a4\u09cd\u09b0 \u09ac\u09be \u09eb \u09ac\u099b\u09b0 \u09ae\u09c7\u09af\u09bc\u09be\u09a6\u09c0 \u09ac\u09be\u0982\u09b2\u09be\u09a6\u09c7\u09b6 \u09b8\u099e\u09cd\u099a\u09af\u09bc\u09aa\u09a4\u09cd\u09b0\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09b2\u09c7 \u0995\u09b0 \u09b0\u09c7\u09af\u09bc\u09be\u09a4 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc\u0964<\/li>\n\n\n\n<li><strong>\u09a1\u09bf\u09aa\u09bf\u098f\u09b8<\/strong><strong> (DPS):<\/strong> \u09af\u09c7\u0995\u09cb\u09a8\u09cb \u09a4\u09ab\u09b8\u09bf\u09b2\u09bf \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09ac\u09be \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7 \u09ae\u09be\u09b8\u09bf\u0995 \u09b8\u09b0\u09cd\u09ac\u09cb\u099a\u09cd\u099a <strong>\u09eb<\/strong><strong>,<\/strong><strong>\u09e6\u09e6\u09e6<\/strong><strong> <\/strong><strong>\u099f\u09be\u0995\u09be<\/strong> (\u09ac\u099b\u09b0\u09c7 \u09ec\u09e6,\u09e6\u09e6\u09e6 \u099f\u09be\u0995\u09be) \u09aa\u09b0\u09cd\u09af\u09a8\u09cd\u09a4 \u09a1\u09bf\u09aa\u09bf\u098f\u09b8 \u0995\u09b0\u09b2\u09c7 \u09b8\u09c7\u0987 \u099f\u09be\u0995\u09be\u09b0 \u0993\u09aa\u09b0 \u0995\u09b0 \u09b0\u09c7\u09af\u09bc\u09be\u09a4 \u09ae\u09bf\u09b2\u09ac\u09c7\u0964<\/li>\n\n\n\n<li><strong>\u099c\u09c0\u09ac\u09a8<\/strong><strong> <\/strong><strong>\u09ac\u09c0\u09ae\u09be<\/strong><strong> (Life Insurance):<\/strong> \u09a8\u09bf\u099c\u09c7\u09b0 \u09a8\u09be\u09ae\u09c7 \u09ac\u09be \u09b8\u09cd\u09ac\u09be\u09ae\u09c0\/\u09b8\u09cd\u09a4\u09cd\u09b0\u09c0\u09b0 \u09a8\u09be\u09ae\u09c7 \u0995\u09b0\u09be \u099c\u09c0\u09ac\u09a8 \u09ac\u09c0\u09ae\u09be\u09b0 \u09aa\u09cd\u09b0\u09bf\u09ae\u09bf\u09af\u09bc\u09be\u09ae\u0964 \u09a4\u09ac\u09c7 \u09aa\u09cd\u09b0\u09bf\u09ae\u09bf\u09af\u09bc\u09be\u09ae\u09c7\u09b0 \u09aa\u09b0\u09bf\u09ae\u09be\u09a3 \u09ac\u09c0\u09ae\u09be \u0985\u0982\u0995\u09c7\u09b0 (Face Value) \u09e7\u09e6% \u098f\u09b0 \u09ac\u09c7\u09b6\u09bf \u09b9\u09a4\u09c7 \u09aa\u09be\u09b0\u09ac\u09c7 \u09a8\u09be\u0964<\/li>\n\n\n\n<li><strong>\u09b6\u09c7\u09af\u09bc\u09be\u09b0<\/strong><strong> <\/strong><strong>\u09ac\u09be\u099c\u09be\u09b0<\/strong><strong> (Stock Market):<\/strong> \u09a4\u09be\u09b2\u09bf\u0995\u09be\u09ad\u09c1\u0995\u09cd\u09a4 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf\u09b0 \u09b6\u09c7\u09af\u09bc\u09be\u09b0, \u09ae\u09bf\u0989\u099a\u09c1\u09af\u09bc\u09be\u09b2 \u09ab\u09be\u09a8\u09cd\u09a1 \u09ac\u09be \u09b8\u09b0\u0995\u09be\u09b0\u09bf \u099f\u09cd\u09b0\u09c7\u099c\u09be\u09b0\u09bf \u09ac\u09a8\u09cd\u09a1\u09c7 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u0964<\/li>\n\n\n\n<li><strong>\u09b8\u09b0\u0995\u09be\u09b0\u09bf<\/strong><strong> <\/strong><strong>\u09aa\u09cd\u09b0\u09ad\u09bf\u09a1\u09c7\u09a8\u09cd\u099f<\/strong><strong> <\/strong><strong>\u09ab\u09be\u09a8\u09cd\u09a1<\/strong><strong>:<\/strong> \u09b8\u09b0\u0995\u09be\u09b0\u09bf \u0995\u09b0\u09cd\u09ae\u099a\u09be\u09b0\u09c0 \u09b9\u09b2\u09c7 \u09b8\u09be\u09a7\u09be\u09b0\u09a3 \u09aa\u09cd\u09b0\u09ad\u09bf\u09a1\u09c7\u09a8\u09cd\u099f \u09ab\u09be\u09a8\u09cd\u09a1 (GPF) \u098f\u09ac\u0982 \u09ac\u09c7\u09b8\u09b0\u0995\u09be\u09b0\u09bf \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u0985\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u09aa\u09cd\u09b0\u09ad\u09bf\u09a1\u09c7\u09a8\u09cd\u099f \u09ab\u09be\u09a8\u09cd\u09a1\u09c7 (Recognized Provident Fund) \u09a6\u09be\u09a8\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u09e8. \u0995\u09a4 \u099f\u09be\u0995\u09be \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09ac\u09c7\u09a8? (\u09b9\u09bf\u09b8\u09be\u09ac \u09aa\u09a6\u09cd\u09a7\u09a4\u09bf):<\/h2>\n\n\n\n<p>\u0986\u09aa\u09a8\u09be\u09b0 \u0995\u09a4 \u099f\u09be\u0995\u09be \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 \u0995\u09b0\u09be \u0989\u099a\u09bf\u09a4 \u09a4\u09be \u09a4\u09bf\u09a8\u099f\u09bf \u09b8\u09c0\u09ae\u09be\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09af\u09c7\u099f\u09bf <strong>\u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 <\/strong><strong>\u0995\u09ae<\/strong> \u09b9\u09ac\u09c7, \u09b8\u09c7\u099f\u09bf\u09b0 \u0993\u09aa\u09b0 \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf \u0995\u09b0\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09bf\u09a4 \u09b9\u09af\u09bc:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u09ae\u09cb\u099f \u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u0986\u09af\u09bc\u09c7\u09b0 <strong>\u09e8\u09e6<\/strong><strong>%<\/strong>\u0964<\/li>\n\n\n\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u0995\u09c3\u09a4 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997 (\u09af\u09be \u0986\u09aa\u09a8\u09bf \u0995\u09b0\u09c7\u099b\u09c7\u09a8)\u0964<\/li>\n\n\n\n<li>\u09b8\u09b0\u09cd\u09ac\u09cb\u099a\u09cd\u099a <strong>\u09e7<\/strong><strong> <\/strong><strong>\u0995\u09cb\u099f\u09bf<\/strong><strong> <\/strong><strong>\u099f\u09be\u0995\u09be<\/strong>\u0964<\/li>\n<\/ol>\n\n\n\n<p><strong>\u0989\u09a6\u09be\u09b9\u09b0\u09a3<\/strong><strong>:<\/strong> \u09a7\u09b0\u09c1\u09a8 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u099b\u09b0\u09c7 \u09ae\u09cb\u099f \u0995\u09b0\u09af\u09cb\u0997\u09cd\u09af \u0986\u09af\u09bc \u09e7\u09e6 \u09b2\u0995\u09cd\u09b7 \u099f\u09be\u0995\u09be\u0964<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09bf\u09a8\u09bf\u09af\u09bc\u09cb\u0997\u09c7\u09b0 \u09b8\u09c0\u09ae\u09be \u09b9\u09ac\u09c7 \u09e7\u09e6 \u09b2\u0995\u09cd\u09b7\u09c7\u09b0 \u09e8\u09e6% = \u09e8 \u09b2\u0995\u09cd\u09b7 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