{"id":1020,"date":"2025-10-11T15:12:33","date_gmt":"2025-10-11T09:12:33","guid":{"rendered":"https:\/\/legalaidbd.com\/?p=1020"},"modified":"2025-10-11T15:13:41","modified_gmt":"2025-10-11T09:13:41","slug":"%e0%a6%95%e0%a7%8d%e0%a6%b0%e0%a7%87%e0%a6%a1%e0%a6%bf%e0%a6%9f-%e0%a6%95%e0%a6%be%e0%a6%b0%e0%a7%8d%e0%a6%a1-%e0%a6%a8%e0%a6%bf%e0%a6%a4%e0%a7%87-%e0%a6%86%e0%a6%af%e0%a6%bc%e0%a6%95%e0%a6%b0","status":"publish","type":"post","link":"https:\/\/legalaidbd.com\/?p=1020","title":{"rendered":"\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1 \u09a8\u09bf\u09a4\u09c7 \u0986\u09af\u09bc\u0995\u09b0 \u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8\u09c7\u09b0 \u09aa\u09cd\u09b0\u09ae\u09be\u09a3\u09aa\u09a4\u09cd\u09b0 \u09a6\u09c7\u0996\u09be\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09a8\u09be"},"content":{"rendered":"\n<p><strong>&#8220;<\/strong><strong>\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f<\/strong><strong> <\/strong><strong>\u0995\u09be\u09b0\u09cd\u09a1<\/strong><strong> <\/strong><strong>\u09a8\u09bf\u09a4\u09c7<\/strong><strong> <\/strong><strong>\u0986\u09af\u09bc\u0995\u09b0<\/strong><strong> <\/strong><strong>\u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8<\/strong><strong> (ITR) <\/strong><strong>\u09a6\u09c7\u0996\u09be\u09a4\u09c7<\/strong><strong> <\/strong><strong>\u09b9\u09ac\u09c7<\/strong><strong> <\/strong><strong>\u09a8\u09be<\/strong><strong>&#8220;<\/strong><strong>\u098f\u0987<\/strong><strong> <\/strong><strong>\u09ac\u09bf\u09b7\u09af\u09bc\u09c7<\/strong><strong> <\/strong><strong>\u0986\u09b0\u0993<\/strong><strong> <\/strong><strong>\u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4<\/strong><strong> <\/strong><strong>\u09a4\u09a5\u09cd\u09af\u0964<\/strong><\/p>\n\n\n\n<p><strong>&nbsp;<\/strong><strong>\u09ac\u09bf\u09b7\u09af\u09bc\u099f\u09bf<\/strong><strong> <\/strong><strong>\u0986\u09b8\u09b2\u09c7<\/strong><strong> <\/strong><strong>\u0995\u09c0<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p><strong>\u0986\u09af\u09bc\u0995\u09b0<\/strong><strong> <\/strong><strong>\u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8<\/strong><strong> (ITR)<\/strong> \u09b9\u09b2 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09be\u09b0\u09cd\u09b7\u09bf\u0995 \u0986\u09af\u09bc \u0993 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09b8\u0982\u0995\u09cd\u09b0\u09be\u09a8\u09cd\u09a4 \u09ac\u09bf\u09ac\u09b0\u09a3\u0964 \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09af\u09bc \u098f\u099f\u09bf \u201c\u0986\u09af\u09bc\u09c7\u09b0 \u09aa\u09cd\u09b0\u09ae\u09be\u09a3\u201d \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u099a\u09be\u0993\u09af\u09bc\u09be \u09b9\u09af\u09bc\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 <strong>\u09b8\u09ac<\/strong><strong> <\/strong><strong>\u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7\u0987<\/strong><strong> ITR <\/strong><strong>\u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995<\/strong><strong> <\/strong><strong>\u09a8\u09af\u09bc\u0964<\/strong><\/p>\n\n\n\n<p><strong>\u0995\u09cb\u09a8<\/strong><strong> <\/strong><strong>\u0995\u09cb\u09a8<\/strong><strong> <\/strong><strong>\u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\u09a4\u09c7<\/strong><strong> ITR <\/strong><strong>\u099b\u09be\u09a1\u09bc\u09be<\/strong><strong> <\/strong><strong>\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f<\/strong><strong> <\/strong><strong>\u0995\u09be\u09b0\u09cd\u09a1<\/strong><strong> <\/strong><strong>\u09aa\u09be\u0993\u09af\u09bc\u09be<\/strong><strong> <\/strong><strong>\u09af\u09be\u09af\u09bc<\/strong><strong>:<\/strong><\/p>\n\n\n\n<p><strong>1. <\/strong>\u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u099a\u09be\u0995\u09b0\u09bf\u099c\u09c0\u09ac\u09c0 \u09b9\u09a8 (Salaried Employee):<\/p>\n\n\n\n<p>\u09b8\u09c7\u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09a4 \u09a8\u09bf\u099a\u09c7\u09b0 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09a6\u09bf\u09af\u09bc\u09c7\u0987 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u09e9 \u09ae\u09be\u09b8\u09c7\u09b0 \u09b8\u09cd\u09af\u09be\u09b2\u09be\u09b0\u09bf \u09b8\u09cd\u09b2\u09bf\u09aa<\/li>\n\n\n\n<li>\u09ec \u09ae\u09be\u09b8\u09c7\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b8\u09cd\u099f\u09c7\u099f\u09ae\u09c7\u09a8\u09cd\u099f (\u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09b8\u09cd\u09af\u09be\u09b2\u09be\u09b0\u09bf \u099c\u09ae\u09be \u09b9\u09af\u09bc)<\/li>\n\n\n\n<li>\u09ab\u09b0\u09cd\u09ae-\u09e7\u09ec (\u09a8\u09be\u0987 \u09b9\u09b2\u09c7\u0993 \u0985\u09a8\u09c7\u0995 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09ae\u09c7\u09a8\u09c7 \u09a8\u09c7\u09af\u09bc)<\/li>\n\n\n\n<li>PAN \u098f\u09ac\u0982 Aadhaar<\/li>\n<\/ul>\n\n\n\n<p>\u0989\u09a6\u09be\u09b9\u09b0\u09a3:<br><strong>HDFC Bank, ICICI Bank, Axis Bank<\/strong> &nbsp;\u098f\u0987 \u09ac\u09cd\u09af\u09be\u0982\u0995\u0997\u09c1\u09b2\u09cb \u09a4\u09be\u09a6\u09c7\u09b0 \u09ac\u09c7\u09b6\u09bf\u09b0\u09ad\u09be\u0997 \u09b8\u09c7\u09b2\u09be\u09b0\u09bf-\u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995 \u0995\u09be\u09b0\u09cd\u09a1\u09c7\u09b0 \u099c\u09a8\u09cd\u09af ITR \u099a\u09be\u09af\u09bc \u09a8\u09be\u0964<\/p>\n\n\n\n<p><strong>2. <\/strong><strong>\u0986\u09aa\u09a8\u09bf<\/strong><strong> <\/strong><strong>\u09af\u09a6\u09bf<\/strong><strong> <\/strong><strong>\u0986\u0997\u09c7<\/strong><strong> <\/strong><strong>\u09a5\u09c7\u0995\u09c7\u0987<\/strong><strong> <\/strong><strong>\u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0<\/strong><strong> <\/strong><strong>\u0997\u09cd\u09b0\u09be\u09b9\u0995<\/strong><strong> <\/strong><strong>\u09b9\u09a8<\/strong><strong>:<\/strong><\/p>\n\n\n\n<p>\u09af\u09c7\u09ae\u09a8:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0986\u09aa\u09a8\u09be\u09b0 <strong>\u09b8\u09c7\u09ad\u09bf\u0982\u09b8<\/strong><strong> <\/strong><strong>\u0985\u09cd\u09af\u09be\u0995\u09be\u0989\u09a8\u09cd\u099f<\/strong> \u0986\u099b\u09c7 \u09ac\u09b9\u09c1 \u09ac\u099b\u09b0 \u09a7\u09b0\u09c7<\/li>\n\n\n\n<li>\u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09b0\u09af\u09bc\u09c7\u099b\u09c7 <strong>\u09ab\u09bf\u0995\u09cd\u09b8\u09a1<\/strong><strong> <\/strong><strong>\u09a1\u09bf\u09aa\u09cb\u099c\u09bf\u099f<\/strong>, \u09ac\u09be<\/li>\n\n\n\n<li>\u0986\u09aa\u09a8\u09bf <strong>\u09b2\u09cb\u09a8<\/strong><strong> <\/strong><strong>\u09a8\u09bf\u09af\u09bc\u09c7\u099b\u09bf\u09b2\u09c7\u09a8<\/strong><strong>\/<\/strong><strong>\u09a8\u09bf\u099a\u09cd\u099b\u09c7\u09a8<\/strong><strong> <\/strong><strong>\u09b8\u09ae\u09af\u09bc\u09ae\u09a4\u09cb<\/strong><strong> <\/strong><strong>\u09b6\u09cb\u09a7<\/strong><strong> <\/strong><strong>\u0995\u09b0\u099b\u09c7\u09a8<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u098f\u0987 \u0985\u09ac\u09b8\u09cd\u09a5\u09be\u09af\u09bc \u09ac\u09cd\u09af\u09be\u0982\u0995 ITR \u099b\u09be\u09a1\u09bc\u09be\u0993 \u0986\u09aa\u09a8\u09be\u0995\u09c7 <strong>Pre-approved credit card<\/strong> \u0985\u09ab\u09be\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964<\/p>\n\n\n\n<p>&nbsp;\u0989\u09a6\u09be\u09b9\u09b0\u09a3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SBI, Kotak, HDFC \u0987\u09a4\u09cd\u09af\u09be\u09a6\u09bf \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09ae\u09be\u099d\u09c7 \u09ae\u09be\u099d\u09c7 SMS \u09ac\u09be Net Banking-\u098f \u201cpre-approved card\u201d \u0985\u09ab\u09be\u09b0 \u09aa\u09be\u09a0\u09be\u09af\u09bc \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09b2\u09be\u0997\u09c7 \u09a8\u09be\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>3. <\/strong><strong>\u0986\u09aa\u09a8\u09bf<\/strong><strong> <\/strong><strong>\u09af\u09a6\u09bf<\/strong><strong> <\/strong><strong>\u09ab\u09bf\u09a8\u099f\u09c7\u0995<\/strong><strong> <\/strong><strong>\u09ac\u09be<\/strong><strong> <\/strong><strong>\u09a1\u09bf\u099c\u09bf\u099f\u09be\u09b2<\/strong><strong> <\/strong><strong>\u0995\u09be\u09b0\u09cd\u09a1<\/strong><strong> <\/strong><strong>\u099a\u09be\u09a8<\/strong><strong> (low limit):<\/strong><\/p>\n\n\n\n<p>\u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8\u09c7 \u0985\u09a8\u09c7\u0995 <strong>\u09ab\u09bf\u09a8\u099f\u09c7\u0995<\/strong><strong> <\/strong><strong>\u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf<\/strong> \u09af\u09c7\u09ae\u09a8:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Slice<\/strong>, <strong>OneCard<\/strong>, <strong>Uni<\/strong>, <strong>LazyPay<\/strong>, <strong>Amazon Pay ICICI<\/strong>, <strong>Flipkart Axis Card<\/strong><br>\u098f\u09b0\u09be \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09af\u09bc \u0995\u09ae \u09b2\u09bf\u09ae\u09bf\u099f\u09c7\u09b0 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1 \u09ac\u09be buy-now-pay-later \u0985\u09ab\u09be\u09b0 \u0995\u09b0\u09c7 \u09af\u09c7\u0996\u09be\u09a8\u09c7 \u09b6\u09c1\u09a7\u09c1 PAN \u0993 Aadhaar \u09a6\u09bf\u09af\u09bc\u09c7 KYC \u0995\u09b0\u09b2\u09c7\u0987 \u0995\u09be\u09b0\u09cd\u09a1 \u09ae\u099e\u09cd\u099c\u09c1\u09b0 \u09b9\u09af\u09bc\u0964 ITR \u09b2\u09be\u0997\u09c7 \u09a8\u09be\u0964<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;\u0989\u09a6\u09be\u09b9\u09b0\u09a3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Slice \u0995\u09be\u09b0\u09cd\u09a1 &nbsp;ITR \u099b\u09be\u09a1\u09bc\u09be\u0993 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc, \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b8\u09cd\u099f\u09c7\u099f\u09ae\u09c7\u09a8\u09cd\u099f \u09ac\u09be CIBIL \u09b8\u09cd\u0995\u09cb\u09b0 \u09a5\u09be\u0995\u09b2\u09c7\u0987 \u09b9\u09af\u09bc\u0964<\/li>\n\n\n\n<li>Amazon Pay ICICI &nbsp;\u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09af\u09bc \u0995\u09cb\u09a8\u09cb \u0987\u09a8\u0995\u09be\u09ae \u09aa\u09cd\u09b0\u09c1\u09ab \u099b\u09be\u09a1\u09bc\u09be\u0987 \u09ae\u099e\u09cd\u099c\u09c1\u09b0 \u09b9\u09af\u09bc, \u09af\u09a6\u09bf \u0985\u09cd\u09af\u09be\u0995\u09cd\u099f\u09bf\u09ad \u0985\u09cd\u09af\u09be\u09ae\u09be\u099c\u09a8 \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0\u0995\u09be\u09b0\u09c0 \u09b9\u09a8\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>4. <\/strong><strong>\u09b8\u09bf\u0995\u09bf\u0989\u09b0\u09a1<\/strong><strong> <\/strong><strong>\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f<\/strong><strong> <\/strong><strong>\u0995\u09be\u09b0\u09cd\u09a1<\/strong><strong> (Secured Credit Card):<\/strong><\/p>\n\n\n\n<p>\u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf ITR \u09ac\u09be \u0987\u09a8\u0995\u09be\u09ae \u09aa\u09cd\u09b0\u09c1\u09ab \u09a6\u09bf\u09a4\u09c7 \u09a8\u09be \u09aa\u09be\u09b0\u09c7\u09a8, \u09a4\u09be\u09b9\u09b2\u09c7 <strong>Fixed Deposit<\/strong> \u09b0\u09c7\u0996\u09c7 <strong>Secured Credit Card<\/strong> \u09a8\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/p>\n\n\n\n<p>&nbsp;\u09b8\u09c1\u09ac\u09bf\u09a7\u09be:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ITR \u09b2\u09be\u0997\u09ac\u09c7 \u09a8\u09be<\/li>\n\n\n\n<li>\u09af\u09be\u09a6\u09c7\u09b0 CIBIL \u09b8\u09cd\u0995\u09cb\u09b0 \u0995\u09ae \u09a4\u09be\u09a6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af\u0993 \u09b8\u09ae\u09cd\u09ad\u09ac<\/li>\n\n\n\n<li>\u09af\u09c7\u09ae\u09a8:\n<ul class=\"wp-block-list\">\n<li><strong>SBI Advantage Plus Card<\/strong> (FD \u09ad\u09bf\u09a4\u09cd\u09a4\u09bf\u0995)<\/li>\n\n\n\n<li><strong>ICICI Insta Save Card<\/strong><\/li>\n\n\n\n<li><strong>HDFC Easy EMI Card (on FD)<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0995\u0996\u09a8<\/strong><strong> ITR <\/strong><strong>\u09b2\u09be\u0997\u09a4\u09c7<\/strong><strong> <\/strong><strong>\u09aa\u09be\u09b0\u09c7<\/strong><strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0986\u09aa\u09a8\u09bf <strong>Self-employed <\/strong><strong>\u09ac\u09be<\/strong><strong> <\/strong><strong>\u09ac\u09cd\u09af\u09ac\u09b8\u09be\u09af\u09bc\u09c0<\/strong> \u09b9\u09b2\u09c7<\/li>\n\n\n\n<li>\u0989\u099a\u09cd\u099a \u09b2\u09bf\u09ae\u09bf\u099f\u09c7\u09b0 (\u20b91 \u09b2\u0995\u09cd\u09b7+) \u0995\u09be\u09b0\u09cd\u09a1 \u099a\u09be\u0987\u09b2\u09c7<\/li>\n\n\n\n<li>\u0986\u09aa\u09a8\u09be\u09b0 \u0987\u09a8\u0995\u09be\u09ae \u09aa\u09cd\u09b0\u09c1\u09ab \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u0985\u09a8\u09cd\u09af \u09a1\u0995\u09c1\u09ae\u09c7\u09a8\u09cd\u099f \u09aa\u09be\u099a\u09cd\u099b\u09c7 \u09a8\u09be<\/li>\n\n\n\n<li>\u0986\u09aa\u09a8\u09be\u09b0 CIBIL \u09b8\u09cd\u0995\u09cb\u09b0 \u09ac\u09be \u09ac\u09cd\u09af\u09be\u0999\u09cd\u0995\u09bf\u0982 \u09b9\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf \u09a6\u09c1\u09b0\u09cd\u09ac\u09b2 \u09b9\u09b2\u09c7<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ITR-<\/strong><strong>\u098f\u09b0<\/strong><strong> <\/strong><strong>\u09ac\u09bf\u0995\u09b2\u09cd\u09aa<\/strong><strong> <\/strong><strong>\u0995\u09c0<\/strong><strong> <\/strong><strong>\u0995\u09c0<\/strong><strong> <\/strong><strong>\u09a6\u09c7\u0993\u09af\u09bc\u09be<\/strong><strong> <\/strong><strong>\u09af\u09be\u09af\u09bc<\/strong><strong>?<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>\u0986\u09af\u09bc<\/strong><strong> <\/strong><strong>\u09aa\u09cd\u09b0\u09ae\u09be\u09a3<\/strong><strong><\/strong><\/td><td><strong>\u099a\u09be\u0995\u09b0\u09bf\u099c\u09c0\u09ac\u09c0<\/strong><strong><\/strong><\/td><td><strong>\u09b8\u09c7\u09b2\u09ab<\/strong><strong>&#8211;<\/strong><strong>\u098f\u09ae\u09aa\u09cd\u09b2\u09af\u09bc\u09c7\u09a1<\/strong><strong><\/strong><\/td><\/tr><\/thead><tbody><tr><td>\u09e9 \u09ae\u09be\u09b8\u09c7\u09b0 \u09b8\u09cd\u09af\u09be\u09b2\u09be\u09b0\u09bf \u09b8\u09cd\u09b2\u09bf\u09aa \u2705<\/td><td>\u274c<\/td><td><\/td><\/tr><tr><td>\u09ec \u09ae\u09be\u09b8\u09c7\u09b0 \u09ac\u09cd\u09af\u09be\u0982\u0995 \u09b8\u09cd\u099f\u09c7\u099f\u09ae\u09c7\u09a8\u09cd\u099f \u2705<\/td><td>\u2705<\/td><td><\/td><\/tr><tr><td>Form-16 \u2705<\/td><td>\u274c<\/td><td><\/td><\/tr><tr><td>CA \u09b8\u09be\u09b0\u09cd\u099f\u09bf\u09ab\u09bf\u0995\u09c7\u099f \u274c<\/td><td>\u2705<\/td><td><\/td><\/tr><tr><td>GST Return \u274c<\/td><td>\u2705<\/td><td><\/td><\/tr><tr><td>TDS \u09b8\u09be\u09b0\u09cd\u099f\u09bf\u09ab\u09bf\u0995\u09c7\u099f \u2705<\/td><td>\u2705<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>&nbsp;<\/strong><strong>\u09b6\u09c7\u09b7<\/strong><strong> <\/strong><strong>\u0995\u09a5\u09be<\/strong><strong>:<\/strong><\/p>\n\n\n\n<p><strong>ITR <\/strong><strong>\u099b\u09be\u09a1\u09bc\u09be\u0993<\/strong> \u0986\u09aa\u09a8\u09bf \u09b8\u09b9\u099c\u09c7\u0987 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1 \u09aa\u09c7\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8 \u09af\u09a6\u09bf:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0986\u09aa\u09a8\u09bf \u099a\u09be\u0995\u09b0\u09bf\u099c\u09c0\u09ac\u09c0 \u09b9\u09a8 \u098f\u09ac\u0982 \u0987\u09a8\u0995\u09be\u09ae \u09aa\u09cd\u09b0\u09ae\u09be\u09a3 \u0986\u099b\u09c7<\/li>\n\n\n\n<li>\u09ac\u09cd\u09af\u09be\u0982\u0995\u09c7\u09b0 \u09aa\u09c1\u09b0\u09a8\u09cb \u0997\u09cd\u09b0\u09be\u09b9\u0995 \u09b9\u09a8<\/li>\n\n\n\n<li>\u0986\u09aa\u09a8\u09bf Secured Card \u09a8\u09bf\u09a4\u09c7 \u09b0\u09be\u099c\u09bf<\/li>\n\n\n\n<li>\u0986\u09aa\u09a8\u09be\u09b0 CIBIL \u09b8\u09cd\u0995\u09cb\u09b0 \u09ad\u09be\u09b2\u09cb<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1 \u09a8\u09bf\u09a4\u09c7 \u0986\u09af\u09bc\u0995\u09b0 \u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8 (ITR) \u09a6\u09c7\u0996\u09be\u09a4\u09c7 \u09b9\u09ac\u09c7 \u09a8\u09be&#8220;\u098f\u0987 \u09ac\u09bf\u09b7\u09af\u09bc\u09c7 \u0986\u09b0\u0993 \u09ac\u09bf\u09b8\u09cd\u09a4\u09be\u09b0\u09bf\u09a4 \u09a4\u09a5\u09cd\u09af\u0964 &nbsp;\u09ac\u09bf\u09b7\u09af\u09bc\u099f\u09bf \u0986\u09b8\u09b2\u09c7 \u0995\u09c0? \u0986\u09af\u09bc\u0995\u09b0 \u09b0\u09bf\u099f\u09be\u09b0\u09cd\u09a8 (ITR) \u09b9\u09b2 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09be\u09b0\u09cd\u09b7\u09bf\u0995 \u0986\u09af\u09bc \u0993 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8 \u09b8\u0982\u0995\u09cd\u09b0\u09be\u09a8\u09cd\u09a4 \u09ac\u09bf\u09ac\u09b0\u09a3\u0964 \u0985\u09a8\u09c7\u0995 \u09b8\u09ae\u09af\u09bc \u098f\u099f\u09bf \u201c\u0986\u09af\u09bc\u09c7\u09b0 \u09aa\u09cd\u09b0\u09ae\u09be\u09a3\u201d \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u099a\u09be\u0993\u09af\u09bc\u09be \u09b9\u09af\u09bc\u0964 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u09b8\u09ac \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7\u0987 ITR \u09ac\u09be\u09a7\u09cd\u09af\u09a4\u09be\u09ae\u09c2\u09b2\u0995 \u09a8\u09af\u09bc\u0964 \u0995\u09cb\u09a8 \u0995\u09cb\u09a8 \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\u09a4\u09c7 ITR \u099b\u09be\u09a1\u09bc\u09be \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1 \u09aa\u09be\u0993\u09af\u09bc\u09be \u09af\u09be\u09af\u09bc: 1. \u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u099a\u09be\u0995\u09b0\u09bf\u099c\u09c0\u09ac\u09c0 \u09b9\u09a8 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1021,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[335],"class_list":["post-1020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income-tax","tag-335"],"_links":{"self":[{"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/posts\/1020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1020"}],"version-history":[{"count":2,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/posts\/1020\/revisions"}],"predecessor-version":[{"id":1023,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/posts\/1020\/revisions\/1023"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=\/wp\/v2\/media\/1021"}],"wp:attachment":[{"href":"https:\/\/legalaidbd.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/legalaidbd.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}